We can’t predict the
future. But we can help
you keep it bright.
Do I need life insurance?
If you have dependents who rely on your income, life insurance can help them avoid financial hardship. If you're like most people, you want to make sure your family can live comfortably for years to come. In addition, life insurance can help pay debts or final expenses. Costs that must be settled prior to distribution of the deceased person's estate. Final expenses may include funeral costs, taxes, legal fees or existing debts.
What is the difference between term and whole life?
Term insurance pays your beneficiary a fixed amount of money if you die during the term of the policy. It’s a simple, low-cost way to protect your family. Whole life protects your family and builds cash value during the life of the policy.
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Which coverage is best for me?
That depends on your budget, your age and whether you need insurance for a short period or for your lifetime. Over a longer period of time, whole life insurance can provide the protection you need.
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How much coverage do I need?
Most people want to make sure their family is taken care of. If you have young children, you’ll want to make sure their financial needs are met through college. If your children are grown, you or your spouse should consider health and retirement costs. Our calculator can help you decide.
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